American Express Velocity Cards, Velocity Points Terms and Conditions apply.

1. To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption is subject to the Member Terms and Conditions as amended from time to time. Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company. Applicants must be 18 years of age or over, and reside in Australia. American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fee, charges and interest rates, is correct as at 1 July 2019 and are subject to change.

2.  Velocity Points. As long as your account remains current and in good standing. Velocity Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here.  Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. Certain transactions will earn 0.5 points per dollar with Merchants classified as; 'government', including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies. The additional Velocity Point earned per $1 spent applies only to Virgin Australia purchases made in Australia.

3.  Complimentary Flight. The complimentary domestic economy Virgin Australia return flight is available between selected Australian cities and is available for booking by American Express Velocity Platinum Card Members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your Membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. The complimentary flight is not eligible for Velocity Points and/or Status Credits earn. Booking is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions and travel is subject to Virgin Australia Conditions of Carriage.

4. Virgin Australia Lounge. Virgin Australia lounge entry passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Card Member's Velocity Membership Card annually on or after each annual Card fee renewal date. Single entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports in accordance with the Virgin Australia Lounge Terms and Conditions, and as amended from time to time.

5. Status Credits. 100 Velocity Frequent Flyer Status Credits will be awarded when you spend a minimum of $50,000 (on Eligible Spend) within your card membership year. Card membership year means 365 days from the anniversary date of your American Express Velocity Platinum Card. Eligible Spend does not include cash type purchases on a Card, for example travellers cheques and foreign currencies or any interest, fees or charges (including late payment or dishonoured payments) charged to the Card account. Please allow up to 2 weeks after you meet the minimum spend requirement for the Velocity Frequent Flyer Status Credits to be credited to your Velocity account. In addition to Status Credits, Velocity members need to fly on Virgin Australia marketed flights to earn Eligible Sectors to upgrade or maintain a level of membership. Find out more about the Status Credit and Eligible Sector requirements for Velocity membership levels.

6. Insurance. The American Express Velocity Platinum Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full Terms and Conditions. You must use your American Express Velocity Platinum Card to pay for your return trip or eligible items in order to be covered under the insurance.  The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This landing page does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

Velocity Frequent Flyer (Velocity) members must link their Velocity membership to their Flybuys household to enable the transfer of their Flybuys points to Velocity Points. Only one Velocity membership can be linked to a Flybuys household at any one time. Linked households may transfer a minimum of 1,000 Flybuys points (equivalent to 500 Velocity Points) per redemption for Velocity Points. Flybuys points can only be transferred in increments of 1,000. No fractions of Velocity Points will be allocated, only whole Velocity Points. Visit https://www.flybuys.com.au/transfer to transfer Flybuys points. Once Flybuys points have been redeemed for Velocity Points they cannot be returned back to your Flybuys account. Standard Flybuys Terms and Conditions apply to the collection of Flybuys points. Standard Velocity Membership Terms and Conditions apply once points are transferred to Velocity.