Earn the way that suits you

There are two ways to turn your Credit Card spend into Velocity Points, with plenty of credit card partners to choose from.

Automatically earn Velocity Points on everyday spend

Check out Direct Earn Partners


Transfer credit card reward points to Velocity

Check out Transfer Partners

Automatically earn Velocity Points on everyday spend

With a Velocity Points earning credit card, Points earned on your everyday spend are directly credited into your Velocity account each month.

  • Credit Cards Icon

    Compare credit cards

    There are a variety of frequent flyer cards with different earn rates, benefits, and annual fees. Compare them and see which one fits your needs.

  • Velocity Points Icon

    Choose a credit card that is right for you

    Once you have made a choice for a credit card, follow the prompts through to our partner's page where you can apply directly.

  • Credit Card Transfer Icon

    Start Earning

    If approved, you can start using your credit card to earn up to 1 Velocity Point per $1 spent.^

  • Present Stack Icon

    Enjoy other benefits!

    Some frequent flyer cards offer additional benefits such as bonus Points, Virgin Australia gift vouchers, complimentary lounge passes and more.

Explore the cards and see if they are right for you

Below you can find a selection of credit card offers currently available - or click on "Explore all offers" to view the full range of cards on offer.
 

 

Limited time offer!

For a limited time, you could earn up to 30,000 extra bonus Velocity Points* on top of the individual card offers available from participating partners - that means you could earn up to a total of 140,000 bonus Points*

Take a look at the cards below, choose the Velocity Points earning card that best suits you and see what extra bonus you could unlock!

How you could get extra bonus Points:

  1. Activate this offer by 30 April 2025* prior to card application.
  2. Apply for an eligible Velocity Points earning credit card by 30 April 2025.*
  3. Be approved and meet the minimum spend requirements for the bonus offer of your new card.
  • Activate +20K extra Points
    Image of Westpac Altitude Platinum Credit Card with Velocity Points card

    Westpac Altitude Platinum Credit Card with Velocity Points

    75,000 bonus Velocity Points1

    • Earn up to 0.5 Velocity Points per $1 spent on eligible purchases3, uncapped2.

      Earn up to 0.5 Velocity Points per $1 spent on eligible purchases3, uncapped2.

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)5.

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)5.

    • Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply)4.

      Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply)4.

    $175 annual card fee plus a $75 annual Velocity Rewards Fee6.

    Apply and be approved before offer is withdrawn.

  • Activate +10K extra Points
    Amex Velocity Escape Plus Credit Card

    American Express Velocity Escape Plus Card

    Receive 30,000 bonus Velocity Points

    • Earn up to 1.75 Points per $1 spent. Points threshold applies.2

      Earn up to 1.75 Points per $1 spent. Points threshold applies.2

    • $50 statement credit with eligible Virgin Australia spend each year.3

      $50 statement credit with eligible Virgin Australia spend each year.3

    • Complimentary Travel Insurance. Exclusions, T&Cs apply.4

      Complimentary Travel Insurance. Exclusions, T&Cs apply.4

    All these benefits and more for an annual fee of $95.

    1Min spend $1k in first 3 months. Offer ends 30 April 2025. T&Cs apply. New Amex Card Members only.

  • Activate +30K extra Points
    Image of the Virgin Money Highflyer Credit Card

    Virgin Australia Velocity High Flyer Card

    Up to 80,000 bonus Velocity bonus Points1

    • Receive 40K Points each month you spend $3.5k+ on eligible purchases in the first 2 months from card approval.1

      Receive 40K Points each month you spend $3.5k+ on eligible purchases in the first 2 months from card approval.1

    • Earn up to 1 Velocity Point per $1 spent on Eligible Transactions3. Limits apply.

      Earn up to 1 Velocity Point per $1 spent on Eligible Transactions3. Limits apply.

    • Request an annual $129 Virgin Australia Gift Voucher4. 

      Request an annual $129 Virgin Australia Gift Voucher4

    • 2 complimentary Virgin Australia domestic Lounge passes5, each year.

      2 complimentary Virgin Australia domestic Lounge passes5, each year.

    $329 annual card fee. Annual fees are subject to change. 

    Offer commenced 3 February 2025. Spend criteria, fees, charges and conditions apply.

Explore all of our partners

Check out other special offers that are available with our direct earn credit cards.

Transfer credit card reward points to Velocity

Bringing your credit card reward Points to your Velocity account is as easy as 1, 2, 3!

  • Credit Cards Icon

    Compare credit cards

    Explore our partner credit cards and earn reward points that can be converted to Velocity Points. Or your may even have a card and can get transferring today.

  • Velocity Points Icon

    Transfer your points to Velocity

    Find your card provider and follow the instructions to transfer your reward points to Velocity

  • Credit Card Transfer Icon

    Points Auto Transfer

    Some partners offer the option to turn on Auto Transfer. It's a great way to give your Velocity balance a boost without lifting a finger.

Participating Transfer Partners

Learn more about our partners, plus how you can manually transfer your credit card points or turn on Auto Transfer.

Special offers with Transfer Partners

Looking for a new card? Fast track your Points balance with some of our limited-time offers. You can also explore all offers available by clicking on "Explore all offers".

Bonus Points
Bonus Points
Chase more with up to 80,000 bonus Velocity Points*
  • $100 off your first year annual fee*
    $100 off your first year annual fee*
  • Apply by 30 April 2025
    Apply by 30 April 2025
  • New customers only
    New customers only

Apply for a new NAB Rewards Platinum Credit Card, spend $1,000 on eligible purchases in the first 60 days and keep your card open for over 12 months.*

Bonus Points
Bonus Points
Travel your way with 110,000 bonus Velocity Points*
  • 110,000 Velocity Points*
    110,000 Velocity Points*
  • Complimentary Lounge Access⁺
    Complimentary Lounge Access⁺
  • Ends 1 April 2025
    Ends 1 April 2025

Apply by 1 April 2025, spend $8,000 on eligible purchases within 3 months of approval, and enrol in Points Autosweep.* You could earn 110,000 bonus Velocity Points, enjoy Complimentary Lounge Access and other benefits with the Citi Premier Credit Card.*

Terms and Conditions:

^Maximum earn rate of 1 Velocity Point per $1 spent is available on the Virgin Australia Velocity High Flyer card on eligible purchases only. Velocity Points earn is subject to the terms and conditions of the relevant credit card and the Velocity membership terms and conditions. For more information, please visit https://www.velocityfrequentflyer.com/partners-offers/velocity-credit-cards/direct-earn-cards

*Up to 30,000 bonus Points offer: To be eligible to receive up to 30,000 bonus Velocity Points, you must (a) be a Velocity Frequent Flyer member, (b) Activate the Points offer by visiting here between 12:01am (AEST) 6 March 2025 and 11:59pm (AEST) 30 April 2025 (“Promotion Period”) (prior to the card application) (c) apply for a participating Velocity Points earning card (listed below), during the Promotion Period and (d) be approved and meet the minimum spend criteria for the eligible offer associated with the individual card if the application is successful. Minimum spend, card fees and eligibility requirements vary by card. For full terms and conditions visit here

The number of bonus Velocity Points on offer depends on the Velocity Points Earning card applied for, which are:  

30,000 bonus Velocity Points for American Express® Velocity Platinum Card, American Express Velocity Business Card, and Virgin Australia Velocity High Flyer Card;

20,000 bonus Velocity Points for Westpac Altitude Platinum credit card, Westpac Altitude Black credit card, and Virgin Australia Velocity Flyer Card; 

10,000 bonus Velocity Points for American Express® Velocity Escape Plus Card. 

Total 140,000 bonus Velocity Points offer applies to the Westpac Altitude Black Credit Card with Velocity Points, which is comprised of the 120,000 bonus Points offer which is subject to the terms and conditions and eligibility criteria available here and this 20,000 additional bonus Points offer which is subject to these terms and conditions.  

Bonus Velocity Points will be allocated to your Velocity account in accordance with, and subject to the Velocity membership Terms and Conditions 4-6 weeks after you meet the minimum spend criteria for the eligible offer associated with the individual card.  

This bonus Points offer cannot be used in conjunction with other bonus Points offers provided by Velocity Frequent Flyer in respect of credit cards. For the avoidance of doubt, if you have applied for and been approved for one of the above listed credit cards outside the Promotion Period, you will not be eligible to earn bonus Points as part of this promotion.   

 Velocity membership and Points earn is subject to the Velocity membership Terms and Conditions.