*November and December 2024 Transfer Offer Campaign Terms and Conditions

Velocity members will receive 10% bonus Velocity Points when they manually transfer eligible points from Participating Partners to Velocity into Velocity Points at least once each calendar month, for two consecutive months, between 1 November 2024 and 31 December 2024 (“Promotion Period”). Minimum points transfer required, transferred in each transaction. Velocity members must initiate a points transfer in each of the two calendar months to meet the offer requirements.

“Participating Partners” are: Australian American Express Card Members enrolled in the Membership Rewards program (this offer excludes American Express New Zealand Card Members), ANZ Rewards, ANZ Business Rewards, Westpac Altitude Rewards, NAB Rewards, Citi Rewards, HSBC (Platinum and Premier credit card holders), Card Services Rewards, Suncorp Bank Credit Card Rewards (Platinum and Business credit card holders only), BOQ Q Rewards (Platinum credit card holders only), St.George Amplify Rewards, BankSA Amplify Rewards, Bank of Melbourne Amplify Rewards and CommBank Awards.  
 
ANZ Rewards, ANZ Business Rewards, Westpac Altitude Rewards, NAB Rewards, St.George Amplify Rewards, BankSA Amplify Rewards and Bank of Melbourne Amplify Rewards points transferred to Velocity via auto-redemption or auto-sweep programs are not eligible to receive the bonus Velocity Points under this offer. A Velocity Member can transfer multiple times each calendar month of the Promotion Period.  

For full details on points transfers, including eligibility criteria, minimum points transfer requirements, and applicable conversion rates, see the Participating Credit Card Rewards Partner Terms and Conditions. The earning and redemption of Participating Partner points is subject to the Terms and Conditions of the Participating Partner reward program. Once the Participating Partner points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Transferred Velocity Points will be available in your Velocity account subject to the applicable Participating Partner points transfer timeframes. Bonus Velocity Points are calculated on the accumulated total number of base Velocity Points transferred to the Velocity account in accordance with the offer and which arrive in the member’s account in the Promotion Period. Bonus Points will be allocated to the member’s Velocity account by 31 January 2025. Bonus Points will be rounded to the nearest whole Point. For full offer Terms and Conditions, including Participating Partners’ Terms and Conditions, visit the Velocity website. Velocity membership and Points earn and redemption are subject to the Velocity membership Terms and Conditions, as amended from time to time.

Velocity membership Terms and Conditions apply once points are transferred to Velocity. 

American Express Terms & Conditions
To receive 10% bonus Velocity Points, you must manually transfer Membership Rewards points into Velocity Points at least once each calendar month, for two consecutive months, between 1 November 2024 and 31 December 2024 (“Promotion Period”). To earn and redeem Velocity Points you must be a Velocity member. A Velocity Member can transfer multiple times each calendar month of the Promotion Period. The Primary Card Member must be enrolled in Membership Rewards® Premium Ascent, Ascent, Gateway, Business Ascent, Corporate Ascent (this offer excludes American Express New Zealand Card Members) in order to receive the 10% bonus Velocity points. A minimum of 2,000 Membership Rewards points, (1,998 Membership Rewards points for Business Ascent) must be redeemed for Velocity Points at any one time and must be in increments of 2 Membership Rewards points (3 Membership Rewards points for Business Ascent) during the Promotion Period and must be in whole numbers. For full details on points transfers, including eligibility criteria, minimum points transfer requirements, applicable conversion rate see the American Express Membership Rewards Program Terms and Conditions. The earning and redemption of Membership Rewards points is subject to the Terms and Conditions of the American Express Membership Rewards Program. The redemption of Membership Rewards points will be administered solely by American Express and will take up to 1 business day to transfer into your Velocity account and is subject to the Terms and Conditions of the American Express Membership Rewards Program in which you are enrolled. Once the Membership Rewards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Transferred Velocity Points will take up to 1 business day to be available in your Velocity Account. Bonus Velocity Points are calculated on the accumulated total number of base Velocity Points transferred to the Velocity account in accordance with the offer and which arrive in the Member’s account in the Promotion Period. Bonus Velocity Points will be administered by Velocity Frequent Flyer and allocated to the Member’s Velocity account by 31 January 2025 but may take up to 6 weeks to transfer into the Member’s Velocity account.

ANZ Rewards Program Terms & Conditions
The redemption of ANZ Reward Points will be administered solely by ANZ Rewards and can take up to 5 business days to transfer into the Velocity membership account. To redeem ANZ Reward Points for Velocity Points, individuals must be both an ANZ Rewards account holder and a Velocity Frequent Flyer member. The earning and redemption of ANZ Reward Points is subject to ANZ Rewards Program Terms and Conditions. A minimum of 2,000 ANZ Reward Points is required for any redemption, and then additional multiples of 2 ANZ Reward Points. Auto-transfers made between 1 November 2024 and 31 December 2024 are not eligible for the 10% bonus Velocity Points offer. Once ANZ Reward Points have been redeemed for Velocity Frequent Flyer Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. This is a Velocity Frequent Flyer offer and can be withdrawn or changed without notice. This offer is not made by ANZ.

ANZ Business Rewards Program Terms & Conditions
The redemption of ANZ Business Reward Points will be administered solely by ANZ Business Rewards and can take up to 5 business days to transfer into the Velocity membership account. To redeem ANZ Business Reward Points for Velocity Points, individuals must be both an ANZ Business Rewards account holder and a Velocity Frequent Flyer member. The earning and redemption of ANZ Business Reward Points is subject to ANZ Business Rewards Program Terms and Conditions. A minimum of 2,000 ANZ Business Reward Points is required for any redemption, and then additional multiples of 2 ANZ Business Reward Points. Auto-transfers made between 1 November 2024 and 31 December 2024 are not eligible for the 10% bonus Velocity Points offer. Once ANZ Business Reward Points have been redeemed for Velocity Frequent Flyer Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. This is a Velocity Frequent Flyer offer and can be withdrawn or changed without notice. This offer is not made by ANZ.

Bank of Melbourne Amplify Terms & Conditions
You must have earned a minimum of 3,000 Amplify Points before you can redeem for any Amplify reward. A minimum of 6 Amplify Points is required before points can be transferred to Velocity. You must transfer a minimum of 3,000 Amplify Points to Velocity in one transaction, with additional increments in multiples of 500 Amplify Points at a time. The redemption of Points will be administered solely by Amplify Rewards and will take up to 3 business days for your new Velocity Points to reach your Velocity membership account from the date of redemption. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Credit card applications are subject to Bank of Melbourne's normal lending criteria. Terms and conditions and fees and charges apply and are available on request at any Bank of Melbourne branch or amplify.bankofmelbourne.com.au. The features of the Amplify Card may change. Amplify Cards are issued by Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Amplify Rewards program is offered by Bank of Melbourne and allows the earning of Amplify Points by use of a linked Amplify card subject to the Amplify Rewards Terms and Conditions. Individuals must be an Amplify cardholder and Velocity member. These Terms and Conditions set out when you do not earn Amplify Points, including on cash advances. Membership of Velocity is the cardholders' responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time. To redeem Amplify Points, the cardholder must register (by calling 1300 600 266 or logging in to amplify.bankofmelbourne.com.au) their Velocity membership number prior to their first redemption. You will receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity account, must match the primary cardholder's name on your Amplify Rewards account. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. Offer can be withdrawn or changed without notice.

BankSA Amplify Terms & Conditions
You must have earned a minimum of 3,000 Amplify Points before you can redeem for any Amplify reward. A minimum of 6 Amplify Points is required before points can be transferred to Velocity. You must transfer a minimum of 3,000 Amplify Points to Velocity in one transaction, with additional increments in multiples of 500 Amplify Points at a time. The redemption of Points will be administered solely by Amplify Rewards and will take 3 business days for your new Velocity Points to reach your Velocity membership account from the date of redemption. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Credit card applications are subject to BankSA's normal lending criteria. Terms and conditions and fees and charges apply and are available on request at any BankSA branch or available at amplify.banksa.com.au. The features of the Amplify Card may change. Amplify Cards are issued by BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Amplify Rewards program is offered by BankSA and allows the earning of Amplify Points by use of a linked Amplify card subject to the Amplify Rewards Terms and Conditions. Individuals must be an Amplify cardholder and Velocity member. These Terms and Conditions set out when you do not earn Amplify Points, including on cash advances. Membership of Velocity is the cardholders' responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time. To redeem Amplify Points, the cardholder must register (by calling 1300 490 641 or logging in to amplify.banksa.com.au) their Velocity membership number prior to their first redemption. You will receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity account, must match the primary cardholder’s name on your Amplify Rewards account. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. Offer can be withdrawn or changed without notice.

BOQ Rewards Terms & Conditions
Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. Our/us/we means NAB unless the context otherwise requires it. The earning and redemption of Rewards points is subject to the BOQ Q Rewards® Program Terms and Conditions. Minimum of 30,000 Q Rewards® Points per transfer applies. To redeem Rewards points for Velocity Points, individuals must be a Velocity member and have advised BOQ of their Velocity Frequent Flyer membership number prior to redemption. Membership of Velocity is the Cardholder's responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time, available at velocityfrequentflyer.com. The redemption of Rewards points will be administered solely by NAB on behalf BOQ and may take up to 28 days to transfer into the Velocity membership account. Once Rewards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be changed, cancelled or reversed.

Card Services Rewards Terms & Conditions
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of credit cards under the Card Services brand. NAB has acquired the business relating to this product from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the product. Our/us/we means NAB unless the context otherwise requires it. The earning and redemption of Card Services reward Points is subject to the Card Services rewards Program Terms and Conditions. Minimum of 25,000 Card Services reward Points per transfer applies. To redeem Card Services reward Points for Velocity Points, individuals must be a Velocity member and have advised Card Services of their Velocity Frequent Flyer membership number prior to redemption. Membership of Velocity is the Cardholder's responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time, available at velocityfrequentflyer.com. The redemption of Card Services reward Points will be administered solely by NAB on behalf of Card Services and may take up to 28 days to transfer into the Velocity membership account. Once Card Services reward Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be changed, cancelled or reversed.

Citi Rewards Terms & Conditions
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services. Our/us/we means NAB unless the context otherwise requires it. “Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities. To redeem Citi reward Points for Velocity Points you must be a Velocity member and advise Citi of your Velocity number prior to redemption. Velocity membership is subject to the Velocity membership Terms and Conditions, as amended from time to time, available at velocityfrequentflyer.com. You can manually redeem a minimum of 2,000 Citi reward Points at a time. Visit https://www1.citibank.com.au/rewards to manually redeem Citi reward Points for Velocity Points. The redemption of Citi reward Points will be administered solely by NAB on behalf of Citi and are subject to the Terms and Conditions of the Citi Rewards Program. Velocity Points may take up to 28 days to appear in your Velocity account. Once Citi reward Points have been redeemed for Velocity Points, they are governed by the Velocity Terms and Conditions and cannot be changed cancelled or reversed. 

CommBank Awards Terms & Conditions
Individuals must be a CommBank Awards cardholder and Velocity member to redeem this offer. Membership of Velocity is the cardholder’s responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time, available at Velocity website. The redemption of CommBank Awards points will be administered solely by CommBank Awards and will take up to 5 business days to transfer into the Velocity membership account. Membership of CommBank Awards is subject to the CommBank Awards Program Terms and Conditions. When converting CommBank Awards Points to Velocity Points, members must convert in increments of 2 Awards points in order to convert to whole Velocity Points. Points can only be transferred to a Velocity account in the same name as the primary cardholder of the CommBank Awards account. Points transferred to Velocity and membership of Velocity is subject to the Velocity membership Terms and Conditions, as amended from time to time. Once CommBank Awards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945 is the issuer of CommBank Awards cards.

HSBC Rewards Plus Terms & Conditions
Redemption of HSBC Points for Velocity Points is only available to HSBC credit card holders enrolled in HSBC Rewards Plus. 1 Velocity Point will be earned for every 2 HSBC Rewards Plus Points transferred. A minimum Points transfer requirement applies; members must transfer in blocks of 5,000 or 10,000 HSBC Rewards Plus Points. The earning and redemption of HSBC Rewards Plus Points is subject to the HSBC Rewards Plus terms and conditions, available at the HSBC website. To redeem HSBC Rewards Points for Velocity Points, individuals must be a Velocity member. Membership of Velocity is the Cardholder’s responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time. The redemption of HSBC Rewards Plus Points will be administered solely by HSBC and may take up to 15 working days to transfer into the Velocity membership account. Once HSBC Rewards Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be cancelled or reversed. Credit cards provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595.

NAB Rewards Terms & Conditions 

To redeem NAB Rewards Points for Velocity Points, individuals must be both a NAB Rewards account holder and a Velocity Frequent Flyer member. NAB Rewards Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions. Minimum redemption amount in one transaction = 3,000 NAB Rewards Points. Transfers via auto redemption or auto sweep programs are not eligible to receive the bonus Velocity Points. ©2024 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686

St.George Amplify Terms & Conditions

You must have earned a minimum of 3,000 Amplify Points before you can redeem for any Amplify reward. A minimum of 6 Amplify Points is required before points can be transferred to Velocity. You must transfer a minimum of 3,000 Amplify Points to Velocity in one transaction, with additional increments in multiples of 500 Amplify Points at a time. The redemption of Points will be administered solely by Amplify Rewards and will take up to 3 business days for your new Velocity Points to reach your Velocity membership account from the date of redemption. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Credit card applications are subject to St.George's normal lending criteria. Terms and conditions and fees and charges apply and are available on request at any St.George branch or amplify.stgeorge.com.au. The features of the Amplify Card may change. Amplify Cards are issued by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Amplify Rewards program is offered by St.George Bank and allows the earning of Amplify Points by use of a linked Amplify card subject to the Amplify Rewards Terms and Conditions. Individuals must be an Amplify cardholder and Velocity member. These Terms and Conditions set out when you do not earn Amplify Points, including on cash advances. Membership of Velocity is the cardholders' responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time. To redeem Amplify Points, the cardholder must register (by calling 1300 489 586 or logging in to amplify.stgeorge.com.au) their Velocity membership number prior to their first redemption. You will receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity account, must match the primary cardholder's name on your Amplify Rewards account. Offer can be withdrawn or changed without notice.

Suncorp Bank Credit Card Rewards Terms & Conditions

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Bank Clear Options Credit Cards. Suncorp Bank (Norfina Limited ABN 66 010 831 722) promotes and distributes Suncorp Bank Clear Options Credit Cards on NAB's behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. Suncorp Bank will not guarantee or otherwise support NAB's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank Internet Banking and Telephone Banking). Our/us/we means NAB unless the context otherwise requires it. The earning and redemption of Suncorp Bank Credit Card Rewards points is subject to the Suncorp Bank Credit Card Rewards Program Terms and Conditions. Minimum of 25,000 Suncorp Bank Credit Card Rewards points per transfer applies. To redeem Suncorp Bank Credit Card Rewards points for Velocity Points, individuals must be a Velocity member and have advised Suncorp Bank Clear Options Credit Cards of their Velocity Frequent Flyer membership number prior to redemption. Membership of Velocity is the Cardholder's responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time, available at velocityfrequentflyer.com. The redemption of Suncorp Bank Credit Card Rewards points will be administered solely by NAB on behalf of Suncorp Bank Clear Options Credit Cards and may take up to 28 days to transfer into the Velocity membership account. Once Suncorp Bank Credit Card Rewards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be changed, cancelled or reversed. The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence. Suncorp Bank (Norfina Limited) is not part of the Suncorp Group.

Westpac Altitude Terms & Conditions

You must have earned a minimum of 3,000 Altitude Points before you can redeem for any Altitude reward. A minimum of 6 Altitude points is required before points can be transferred to Velocity. You must transfer a minimum of 3,000 Altitude Points to Velocity in one transaction, with additional increments in multiples of 500 Altitude Points at a time. You will receive 1 Velocity Point for every 3 Altitude Points. Please allow 3 business days for the processing of the transfers. You will not receive Altitude Points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Once Altitude Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Terms and conditions and fees and charges apply and are available on request at any Westpac branch or via westpac.com.au. The features of the Altitude Card may change. Altitude Cards are issued by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. All Velocity Points redemptions with Velocity Frequent Flyer are subject to the Velocity membership Terms and Conditions. Individuals must be an Altitude cardholder and Velocity member. The earning and redemption of Altitude Points is subject to the Altitude Rewards Terms and Conditions. These Terms and Conditions set out when you do not earn Altitude Points, including on cash advances. To redeem Altitude Points, the cardholder must register (by calling 1300 887 820 or logging in to altituderewards.com.au) their Velocity membership number prior to their first redemption. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. The redemption of Altitude Points is otherwise subject to the Altitude Rewards Terms and Conditions. Offer can be withdrawn or changed without notice.

Velocity membership Terms and Conditions apply.

*November and December 2024 Transfer Offer Campaign Terms and Conditions

Velocity members will receive 10% bonus Velocity Points when they manually transfer eligible points from Participating Partners to Velocity into Velocity Points at least once each calendar month, for two consecutive months, between 1 November 2024 and 31 December 2024 (“Promotion Period”). Minimum points transfer required, transferred in each transaction. Velocity members must initiate a points transfer in each of the two calendar months to meet the offer requirements.

“Participating Partners” are: Australian American Express Card Members enrolled in the Membership Rewards program (this offer excludes American Express New Zealand Card Members), ANZ Rewards, ANZ Business Rewards, Westpac Altitude Rewards, NAB Rewards, Citi Rewards, HSBC (Platinum and Premier credit card holders), Card Services Rewards, Suncorp Bank Credit Card Rewards (Platinum and Business credit card holders only), BOQ Q Rewards (Platinum credit card holders only), St.George Amplify Rewards, BankSA Amplify Rewards, Bank of Melbourne Amplify Rewards and CommBank Awards.  
 
ANZ Rewards, ANZ Business Rewards, Westpac Altitude Rewards, NAB Rewards, St.George Amplify Rewards, BankSA Amplify Rewards and Bank of Melbourne Amplify Rewards points transferred to Velocity via auto-redemption or auto-sweep programs are not eligible to receive the bonus Velocity Points under this offer. A Velocity Member can transfer multiple times each calendar month of the Promotion Period.  

For full details on points transfers, including eligibility criteria, minimum points transfer requirements, and applicable conversion rates, see the Participating Credit Card Rewards Partner Terms and Conditions. The earning and redemption of Participating Partner points is subject to the Terms and Conditions of the Participating Partner reward program. Once the Participating Partner points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Transferred Velocity Points will be available in your Velocity account subject to the applicable Participating Partner points transfer timeframes. Bonus Velocity Points are calculated on the accumulated total number of base Velocity Points transferred to the Velocity account in accordance with the offer and which arrive in the member’s account in the Promotion Period. Bonus Points will be allocated to the member’s Velocity account by 31 January 2024. Bonus Points will be rounded to the nearest whole Point. For full offer Terms and Conditions, including Participating Partners’ Terms and Conditions, visit the Velocity website. Velocity membership and Points earn and redemption are subject to the Velocity membership Terms and Conditions, as amended from time to time.

Velocity membership Terms and Conditions apply once points are transferred to Velocity. 

American Express Terms & Conditions
To receive 10% bonus Velocity Points, you must manually transfer Membership Rewards points into Velocity Points at least once each calendar month, for two consecutive months, between 1 November 2024 and 31 December 2024 (“Promotion Period”). To earn and redeem Velocity Points you must be a Velocity member. A Velocity Member can transfer multiple times each calendar month of the Promotion Period. The Primary Card Member must be enrolled in Membership Rewards® Premium Ascent, Ascent, Gateway, Business Ascent, Corporate Ascent (this offer excludes American Express New Zealand Card Members) in order to receive the 10% bonus Velocity points. A minimum of 2,000 Membership Rewards points, (1,998 Membership Rewards points for Business Ascent) must be redeemed for Velocity Points at any one time and must be in increments of 2 Membership Rewards points (3 Membership Rewards points for Business Ascent) during the Promotion Period and must be in whole numbers. For full details on points transfers, including eligibility criteria, minimum points transfer requirements, applicable conversion rate see the American Express Membership Rewards Program Terms and Conditions. The earning and redemption of Membership Rewards points is subject to the Terms and Conditions of the American Express Membership Rewards Program. The redemption of Membership Rewards points will be administered solely by American Express and will take up to 1 business day to transfer into your Velocity account and is subject to the Terms and Conditions of the American Express Membership Rewards Program in which you are enrolled. Once the Membership Rewards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Transferred Velocity Points will take up to 1 business day to be available in your Velocity Account. Bonus Velocity Points are calculated on the accumulated total number of base Velocity Points transferred to the Velocity account in accordance with the offer and which arrive in the Member’s account in the Promotion Period. Bonus Velocity Points will be administered by Velocity Frequent Flyer and allocated to the Member’s Velocity account by 31 January 2025 but may take up to 6 weeks to transfer into the Member’s Velocity account.

ANZ Rewards Program Terms & Conditions
The redemption of ANZ Reward Points will be administered solely by ANZ Rewards and can take up to 5 business days to transfer into the Velocity membership account. To redeem ANZ Reward Points for Velocity Points, individuals must be both an ANZ Rewards account holder and a Velocity Frequent Flyer member. The earning and redemption of ANZ Reward Points is subject to ANZ Rewards Program Terms and Conditions. A minimum of 2,000 ANZ Reward Points is required for any redemption, and then additional multiples of 2 ANZ Reward Points. Auto-transfers made between 1 November 2024 and 31 December 2024 are not eligible for the 10% bonus Velocity Points offer. Once ANZ Reward Points have been redeemed for Velocity Frequent Flyer Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. This is a Velocity Frequent Flyer offer and can be withdrawn or changed without notice. This offer is not made by ANZ.

ANZ Business Rewards Program Terms & Conditions
The redemption of ANZ Business Reward Points will be administered solely by ANZ Business Rewards and can take up to 5 business days to transfer into the Velocity membership account. To redeem ANZ Business Reward Points for Velocity Points, individuals must be both an ANZ Business Rewards account holder and a Velocity Frequent Flyer member. The earning and redemption of ANZ Business Reward Points is subject to ANZ Business Rewards Program Terms and Conditions. A minimum of 2,000 ANZ Business Reward Points is required for any redemption, and then additional multiples of 2 ANZ Business Reward Points. Auto-transfers made between 1 November 2024 and 31 December 2024 are not eligible for the 10% bonus Velocity Points offer. Once ANZ Business Reward Points have been redeemed for Velocity Frequent Flyer Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. This is a Velocity Frequent Flyer offer and can be withdrawn or changed without notice. This offer is not made by ANZ.

Bank of Melbourne Amplify Terms & Conditions
You must have earned a minimum of 3,000 Amplify Points before you can redeem for any Amplify reward. A minimum of 6 Amplify Points is required before points can be transferred to Velocity. You must transfer a minimum of 3,000 Amplify Points to Velocity in one transaction, with additional increments in multiples of 500 Amplify Points at a time. The redemption of Points will be administered solely by Amplify Rewards and will take up to 3 business days for your new Velocity Points to reach your Velocity membership account from the date of redemption. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Credit card applications are subject to Bank of Melbourne's normal lending criteria. Terms and conditions and fees and charges apply and are available on request at any Bank of Melbourne branch or amplify.bankofmelbourne.com.au. The features of the Amplify Card may change. Amplify Cards are issued by Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Amplify Rewards program is offered by Bank of Melbourne and allows the earning of Amplify Points by use of a linked Amplify card subject to the Amplify Rewards Terms and Conditions. Individuals must be an Amplify cardholder and Velocity member. These Terms and Conditions set out when you do not earn Amplify Points, including on cash advances. Membership of Velocity is the cardholders' responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time. To redeem Amplify Points, the cardholder must register (by calling 1300 600 266 or logging in to amplify.bankofmelbourne.com.au) their Velocity membership number prior to their first redemption. You will receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity account, must match the primary cardholder's name on your Amplify Rewards account. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. Offer can be withdrawn or changed without notice.

BankSA Amplify Terms & Conditions
You must have earned a minimum of 3,000 Amplify Points before you can redeem for any Amplify reward. A minimum of 6 Amplify Points is required before points can be transferred to Velocity. You must transfer a minimum of 3,000 Amplify Points to Velocity in one transaction, with additional increments in multiples of 500 Amplify Points at a time. The redemption of Points will be administered solely by Amplify Rewards and will take 3 business days for your new Velocity Points to reach your Velocity membership account from the date of redemption. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Credit card applications are subject to BankSA's normal lending criteria. Terms and conditions and fees and charges apply and are available on request at any BankSA branch or available at amplify.banksa.com.au. The features of the Amplify Card may change. Amplify Cards are issued by BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Amplify Rewards program is offered by BankSA and allows the earning of Amplify Points by use of a linked Amplify card subject to the Amplify Rewards Terms and Conditions. Individuals must be an Amplify cardholder and Velocity member. These Terms and Conditions set out when you do not earn Amplify Points, including on cash advances. Membership of Velocity is the cardholders' responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time. To redeem Amplify Points, the cardholder must register (by calling 1300 490 641 or logging in to amplify.banksa.com.au) their Velocity membership number prior to their first redemption. You will receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity account, must match the primary cardholder’s name on your Amplify Rewards account. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. Offer can be withdrawn or changed without notice.

BOQ Rewards Terms & Conditions
Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. Our/us/we means NAB unless the context otherwise requires it. The earning and redemption of Rewards points is subject to the BOQ Q Rewards® Program Terms and Conditions. Minimum of 30,000 Q Rewards® Points per transfer applies. To redeem Rewards points for Velocity Points, individuals must be a Velocity member and have advised BOQ of their Velocity Frequent Flyer membership number prior to redemption. Membership of Velocity is the Cardholder's responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time, available at velocityfrequentflyer.com. The redemption of Rewards points will be administered solely by NAB on behalf BOQ and may take up to 28 days to transfer into the Velocity membership account. Once Rewards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be changed, cancelled or reversed.

Card Services Rewards Terms & Conditions
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of credit cards under the Card Services brand. NAB has acquired the business relating to this product from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the product. Our/us/we means NAB unless the context otherwise requires it. The earning and redemption of Card Services reward Points is subject to the Card Services rewards Program Terms and Conditions. Minimum of 25,000 Card Services reward Points per transfer applies. To redeem Card Services reward Points for Velocity Points, individuals must be a Velocity member and have advised Card Services of their Velocity Frequent Flyer membership number prior to redemption. Membership of Velocity is the Cardholder's responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time, available at velocityfrequentflyer.com. The redemption of Card Services reward Points will be administered solely by NAB on behalf of Card Services and may take up to 28 days to transfer into the Velocity membership account. Once Card Services reward Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be changed, cancelled or reversed.

Citi Rewards Terms & Conditions
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services. Our/us/we means NAB unless the context otherwise requires it. “Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities. To redeem Citi reward Points for Velocity Points you must be a Velocity member and advise Citi of your Velocity number prior to redemption. Velocity membership is subject to the Velocity membership Terms and Conditions, as amended from time to time, available at velocityfrequentflyer.com. You can manually redeem a minimum of 2,000 Citi reward Points at a time. Visit https://www1.citibank.com.au/rewards to manually redeem Citi reward Points for Velocity Points. The redemption of Citi reward Points will be administered solely by NAB on behalf of Citi and are subject to the Terms and Conditions of the Citi Rewards Program. Velocity Points may take up to 28 days to appear in your Velocity account. Once Citi reward Points have been redeemed for Velocity Points, they are governed by the Velocity Terms and Conditions and cannot be changed cancelled or reversed. 

CommBank Awards Terms & Conditions
Individuals must be a CommBank Awards cardholder and Velocity member to redeem this offer. Membership of Velocity is the cardholder’s responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time, available at Velocity website. The redemption of CommBank Awards points will be administered solely by CommBank Awards and will take up to 5 business days to transfer into the Velocity membership account. Membership of CommBank Awards is subject to the CommBank Awards Program Terms and Conditions. When converting CommBank Awards Points to Velocity Points, members must convert in increments of 2 Awards points in order to convert to whole Velocity Points. Points can only be transferred to a Velocity account in the same name as the primary cardholder of the CommBank Awards account. Points transferred to Velocity and membership of Velocity is subject to the Velocity membership Terms and Conditions, as amended from time to time. Once CommBank Awards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Commonwealth Bank of Australia ABN 48 123 123 124 and Australian credit licence 234945 is the issuer of CommBank Awards cards.

HSBC Rewards Plus Terms & Conditions
Redemption of HSBC Points for Velocity Points is only available to HSBC credit card holders enrolled in HSBC Rewards Plus. 1 Velocity Point will be earned for every 2 HSBC Rewards Plus Points transferred. A minimum Points transfer requirement applies; members must transfer in blocks of 5,000 or 10,000 HSBC Rewards Plus Points. The earning and redemption of HSBC Rewards Plus Points is subject to the HSBC Rewards Plus terms and conditions, available at the HSBC website. To redeem HSBC Rewards Points for Velocity Points, individuals must be a Velocity member. Membership of Velocity is the Cardholder’s responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time. The redemption of HSBC Rewards Plus Points will be administered solely by HSBC and may take up to 15 working days to transfer into the Velocity membership account. Once HSBC Rewards Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be cancelled or reversed. Credit cards provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595.

NAB Rewards Terms & Conditions 

To redeem NAB Rewards Points for Velocity Points, individuals must be both a NAB Rewards account holder and a Velocity Frequent Flyer member. NAB Rewards Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions. Minimum redemption amount in one transaction = 3,000 NAB Rewards Points. Transfers via auto redemption or auto sweep programs are not eligible to receive the bonus Velocity Points. ©2024 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686

St.George Amplify Terms & Conditions

You must have earned a minimum of 3,000 Amplify Points before you can redeem for any Amplify reward. A minimum of 6 Amplify Points is required before points can be transferred to Velocity. You must transfer a minimum of 3,000 Amplify Points to Velocity in one transaction, with additional increments in multiples of 500 Amplify Points at a time. The redemption of Points will be administered solely by Amplify Rewards and will take up to 3 business days for your new Velocity Points to reach your Velocity membership account from the date of redemption. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Credit card applications are subject to St.George's normal lending criteria. Terms and conditions and fees and charges apply and are available on request at any St.George branch or amplify.stgeorge.com.au. The features of the Amplify Card may change. Amplify Cards are issued by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Amplify Rewards program is offered by St.George Bank and allows the earning of Amplify Points by use of a linked Amplify card subject to the Amplify Rewards Terms and Conditions. Individuals must be an Amplify cardholder and Velocity member. These Terms and Conditions set out when you do not earn Amplify Points, including on cash advances. Membership of Velocity is the cardholders' responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time. To redeem Amplify Points, the cardholder must register (by calling 1300 489 586 or logging in to amplify.stgeorge.com.au) their Velocity membership number prior to their first redemption. You will receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity account, must match the primary cardholder's name on your Amplify Rewards account. Offer can be withdrawn or changed without notice.

Suncorp Bank Credit Card Rewards Terms & Conditions

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Bank Clear Options Credit Cards. Suncorp Bank (Norfina Limited ABN 66 010 831 722) promotes and distributes Suncorp Bank Clear Options Credit Cards on NAB's behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. Suncorp Bank will not guarantee or otherwise support NAB's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank Internet Banking and Telephone Banking). Our/us/we means NAB unless the context otherwise requires it. The earning and redemption of Suncorp Bank Credit Card Rewards points is subject to the Suncorp Bank Credit Card Rewards Program Terms and Conditions. Minimum of 25,000 Suncorp Bank Credit Card Rewards points per transfer applies. To redeem Suncorp Bank Credit Card Rewards points for Velocity Points, individuals must be a Velocity member and have advised Suncorp Bank Clear Options Credit Cards of their Velocity Frequent Flyer membership number prior to redemption. Membership of Velocity is the Cardholder's responsibility and is subject to the Velocity membership Terms and Conditions as amended from time to time, available at velocityfrequentflyer.com. The redemption of Suncorp Bank Credit Card Rewards points will be administered solely by NAB on behalf of Suncorp Bank Clear Options Credit Cards and may take up to 28 days to transfer into the Velocity membership account. Once Suncorp Bank Credit Card Rewards points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be changed, cancelled or reversed. The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence. Suncorp Bank (Norfina Limited) is not part of the Suncorp Group.

Westpac Altitude Terms & Conditions

You must have earned a minimum of 3,000 Altitude Points before you can redeem for any Altitude reward. A minimum of 6 Altitude points is required before points can be transferred to Velocity. You must transfer a minimum of 3,000 Altitude Points to Velocity in one transaction, with additional increments in multiples of 500 Altitude Points at a time. You will receive 1 Velocity Point for every 3 Altitude Points. Please allow 3 business days for the processing of the transfers. You will not receive Altitude Points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Once Altitude Points have been redeemed for Velocity Points, they are governed by the Velocity membership Terms and Conditions and cannot be reversed. Terms and conditions and fees and charges apply and are available on request at any Westpac branch or via westpac.com.au. The features of the Altitude Card may change. Altitude Cards are issued by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. All Velocity Points redemptions with Velocity Frequent Flyer are subject to the Velocity membership Terms and Conditions. Individuals must be an Altitude cardholder and Velocity member. The earning and redemption of Altitude Points is subject to the Altitude Rewards Terms and Conditions. These Terms and Conditions set out when you do not earn Altitude Points, including on cash advances. To redeem Altitude Points, the cardholder must register (by calling 1300 887 820 or logging in to altituderewards.com.au) their Velocity membership number prior to their first redemption. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. The redemption of Altitude Points is otherwise subject to the Altitude Rewards Terms and Conditions. Offer can be withdrawn or changed without notice.

Velocity membership Terms and Conditions apply.